Jonathan Umamaheswaran at his desk
Indianapolis based · families and business owners

Protect the people who count on you.

Term life, final expense, indexed universal life, long-term care, legacy and retirement planning. Tell me what you are protecting and I will put real numbers in front of you.

6types of coverage
1:1you work with Jon
Freequote, no obligation
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No medical exam on many plans No pressure, ever Answers in one short call

Get your free quote

3 questions · 30 seconds · no obligation

What are you looking to cover?

Who are you protecting?

Where are you in the process?

Where should Jon send your quote?

🔒 We never sell your info.
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Thank you

Jon will get back to you with real numbers.

Nothing is locked in. You will get options, plain answers, and a clear next step if you want one.

Pick a Time → See How It Works
TermIncome protection
FinalExpense cover
IULTax-advantaged growth
LTCLong-term care
Why Insured By Jon

Plain answers, then a plan

Life insurance gets sold with jargon and pressure. That is not how this works. You get the options that actually fit your budget, explained in normal words.

Built around your budget

We start with what you can comfortably pay every month, then find the coverage that fits it. Not the other way round.

Protection and growth

Term for the years your family needs income replaced. IUL and retirement planning for the money you want working long term.

One person, start to finish

You talk to Jon. Not a call center, not a rotating rep. The same person who quotes you is the person who answers the phone later.

Jonathan Umamaheswaran
Meet Jon

Jon Uma

Based in Indianapolis and licensed to work with families, retirees and business owners all throughout the U.S. Jon's job is simple: understand what you are protecting, show you what it costs, and make sure the people you love are not left guessing.

A family at home On the road, planning ahead Jon on a call with a client
How it works

Covered in three steps

01

Tell Jon what matters

A few questions about your family, your income and what you want protected. No medical exam to get a quote.

02

See real options

Carriers and prices side by side, in plain English, with the trade-offs spelled out so you can actually compare.

03

Get covered

Jon handles the paperwork and stays your point of contact for reviews, changes and beneficiary questions.

★★★★★
Our promise to you

"You will never be pushed into a policy. You will get honest numbers, the reasons behind them, and the room to decide."

Jon Uma — Insured By Jon
Talk to Jon

Book a free, no-pressure call

15 minutes. Real numbers.

Pick a time that works and Jon will walk you through what coverage makes sense for your family and what it actually costs.

  • No medical exam to get a quote
  • Options compared side by side
  • Zero obligation
Quick answers

Life insurance FAQ

How much coverage do I actually need?

It usually comes down to replacing your income for the years your family would need it, plus any debts and final expenses. Jon will run the numbers with you on the call.

Do I need a medical exam?

Many plans are available with no exam, just health questions. Jon will tell you which route fits your situation before you apply.

What is the difference between term and IUL?

Term covers you for a set number of years at the lowest cost. Indexed universal life is permanent and builds cash value over time. Which one fits depends on your budget and your goal.

What does a quote cost?

Nothing. Quotes and the call are free and there is no obligation to buy.

Can you help with a parent's final expense policy?

Yes. Final expense plans are designed for exactly that, and Jon can talk through it with you and your parent together.

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Insured By Jon ● online — replies quickly
Hi! 👋 Questions about life insurance, final expense or IUL? Ask away.